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FOR IMMEDIATE RELEASE
[Tuesday, March 22, 2022 | Atlanta, GA] Padgett Law Group (PLG) today announced the firm has received its no-objection status from Fannie Mae and Freddie Mac, clearing the final administrative task in entering the firm’s newest state of full-service creditors’ rights operations, Pennsylvania. The build-out of PLG’s Pennsylvania operations has been led by Jacqueline F. McNally, Esq., Managing Attorney of Judicial Foreclosure. Ms. McNally joined PLG in July of 2021 and shortly thereafter was promoted to her current firm-wide leadership role.
Ms. McNally has a long-standing reputation and legal career in the market. She previously managed the Pennsylvania and New Jersey operations of Schiller, Knapp, Lefkowitz & Hertzel, LLP; prior to that, she served as Chief Compliance Officer for Stern & Eisenberg, P.C., where she oversaw compliance matters across a 13-state footprint with over forty attorneys under her purview. Ms. McNally has over a decade of experience in creditors’ rights and is licensed to practice law in Pennsylvania, New Jersey, New York, Georgia, and the District of Columbia.
“In addition to Jackie’s firm-wide role leading our multi-state foreclosure practice, we are thrilled to have added a state where she has years of experience, connections, and a deep understanding of the issues. Jackie brings the depth of legal knowledge and breadth of management experience that clients associate with PLG,” said Chief Development Officer Robyn Padgett.
Other recent notable hires by PLG include the addition of Paul Huntington, Esq., Lead Attorney - Pennsylvania; Heather Griffiths, Esq., Supervising Attorney – Florida; Hadi Seyed-Ali, Esq., Senior Counsel – Legal and Advisory Oversight; Michael J. Burns, Managing Attorney –Non Judicial Foreclosure; along with the creation of nearly 50 other legal, supervisory, processing, and administrative roles across the firm's growing footprint and multi-state practices.
Questions about this release? Contact us at email@example.com for connection to Ms. McNally or to onboard PLG for Pennsylvania service.
Since the ruling in In re Nazario Hernandez, et al v. Franklin Credit Mgmt. Corp., et al, 19-35719 (9th Cir. 2020), there have been several attempts to unwind the devastation that the interpretation by the Federal Courts of Edmundson v. Bank of America, 378 P.3d 272, 278 (Wash. Ct. App. 2016) created. This was nearly achieved in Brown v. Deutsch Bank N.A. (In re Plastino), Nos. 17-11760-MLB, 20-01012-MLB, 20-01013-MLB, 20 Bankr. LEXIS 3597, at *6-7 (Bankr. W.D. Wash. Dec. 29, 2020). However, the matter settled prior to a ruling on the appeal.
In Khimmat v. Weltman, Weinberg & Reis Co. LPA, the Eastern District of Pennsylvania recently held that the transmission of information to a vendor who completes a mailing is deemed a “communication” to a “person” in connection with the “collection of a debt” under section 1692c(b) of the FDCPA.
The law firm in this case, considered a debt collector in this circuit, used a third-party vendor to mail correspondence to the Borrower, which included the Borrower’s name, address, and information about the nature of the debt. The Court rejected an argument from the law firm that the mail vendor is an “agent” of the law firm, noting that the FDCPA does not explicitly carve out an exception for agents of debt collectors.
Not all circuits follow this logic in considering whether debt collectors can rely on letter vendors, so it is important to consult with legal counsel in the appropriate jurisdiction to determine whether use of these types of vendors is permissible under the FDCPA. Click here to read the full decision.
Questions? Contact us.
Contact us regarding this decision or other servicing issues in Pennsylvania. PLG's Managing Attorney of Foreclosure Operations, Jacqueline F. McNally, Esq., is licensed in Pennsylvania, New Jersey, New York, Georgia, and the District of Columbia. Click the button below to connect with Jackie.
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