The foreclosure team at Padgett Law Group is well equipped to handle both judicial and non-judicial actions based on each state’s requirements. PLG has developed critical sub-teams that are process-driven and task focused.
Before a file ever enters our production line, it is fully reviewed by trained staff to ensure that we have all of the documents necessary to complete the assignment. This is true for standard referrals and transfer files alike with separate waterfall checklists driving unique, targeted action items so that those critical first steps are completed in a timely, uniform, and process-specific manner.
The firm maintains GSE-compliant default operations in Arkansas, Georgia, Florida, and Tennessee where we have brick-and-mortar office locations in Little Rock, Atlanta, Tallahassee, Tampa, Fort Lauderdale, and Memphis, respectively. Our customized case management system and state-of-the-art technology make our process application seamless and secure across our full operational footprint.
Once a thorough and successful on-boarding review has been completed, files move to our title department which initiates the process by conducting a title search and examination. Our in-house title department can conduct its own searches, which allows us to turn around our searches in the quickest and most cost-effective manner. Upon receipt of the title search in our judicial states, the file moves through our title review team, complaint preparation team, service of process team, default team, and final hearing and sales teams.
All hearings are coordinated by dedicated scheduling clerks who are committed to obtaining the soonest possible final hearing dates available. In our non-judicial states, our title team identifies defects that could impair marketable title and works to clear or correct defects keeping in mind first legal action deadlines. These teams are all trained and routinely updated on state-specific legislative and regulatory changes ensuring our processes and teams are always up-to-date operationally.
PLG has also developed a mediation team for our Florida operation that drives the scheduling and coordination of managed mediation where required. PLG also maintains a full service title and closing department, so the firm can handle a subsequent re-sale once the asset has been recovered and provide title insurance to the purchaser or creditor.